Standard Interest Rate (currently 25.99%) applies to any outstanding balance at the end of the interest free period. Lending criteria, $50 Annual Account Fee, fees, Ts&Cs apply. Credit provided by Latitude Financial Services Limited. Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement.
During this period, no interest will accrue, and no monthly payments need to be made. Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa/$50 Gem CreditLine).
12 months interest free with no repayments during the stated period.
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